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Mortgage Calculator

Estimate your monthly mortgage payment from the home price, down payment, interest rate and term. See the loan amount, principal and interest payment, and the total interest paid over the life of the mortgage.

%
years
Monthly payment (principal & interest)
$1,678.74
Loan amount
$280,000.00
Total interest
$324,346.93
Total paid
$604,346.93

Principal & interest only — excludes property tax, insurance and HOA fees. Estimate, not a quote.

Preguntas frecuentes

What does this mortgage calculator include?+

It calculates the principal-and-interest portion of your payment. Property tax, home insurance and HOA fees vary by location and are not included, so your full housing cost may be higher.

How does the down payment affect my payment?+

A larger down payment lowers the amount you borrow, which reduces both your monthly payment and the total interest you pay.

Are the results an approval or quote?+

No. Results are estimates for planning only and are not a loan offer. Speak to a licensed lender for an accurate quote.

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