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Simulador do novo NISA (Japão)

Project how your money could grow in Japan's New NISA (started 2024). Enter a monthly contribution, an assumed annual return and a number of years to see the future value — plus how much tax you save, since NISA gains are tax-free while a regular account is taxed at about 20.315%.

¥
¥
%
anos
Valor futuro
¥12,331,010
Total aportado
¥7,200,000
Ganhos do investimento
¥5,131,010
Benefício livre de impostos (vs conta tributada)
¥1,042,365

Estimativa com rentabilidade constante; não é aconselhamento de investimento. Os resultados reais variam. Novo NISA: 3,6 M¥/ano, 18 M¥ vitalício, ganhos isentos de impostos.

Perguntas frequentes

What is the New NISA?+

It is Japan's tax-free investment account, renewed in 2024. It has an accumulation frame (¥1.2M/year) and a growth frame (¥2.4M/year) — up to ¥3.6M per year and ¥18M over your lifetime — and investment gains stay tax-free indefinitely.

How is the tax benefit calculated?+

A regular taxable account in Japan is taxed about 20.315% on investment gains. This simulator shows that tax — which the New NISA lets you keep — as the tax-free benefit.

Is this investment advice?+

No. It is an estimate based on a constant assumed return and is not investment advice. Real returns vary; make your own decisions.

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