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Financiamento + imposto predial (Japão)

Estimate the true monthly cost of owning a home in Japan: your mortgage payment (元利均等) plus annual fixed-asset tax (固定資産税) and city-planning tax (都市計画税). Enter the loan terms and the assessed values of land and building to see the combined monthly burden.

¥
%
anos
¥
¥
Custo mensal total
¥117,133
Prestação mensal do empréstimo
¥98,800
Imposto predial (mensal)
¥18,333
Imposto sobre ativos fixos (anual)
¥175,000
Imposto de planejamento urbano (anual)
¥45,000
Total pago
¥41,495,998
Juros totais
¥6,495,998

Estimativa simplificada. O imposto usa o valor venal (固定資産税評価額), não o preço de mercado, e exclui reduções para construção nova e impostos de aquisição. As alíquotas variam conforme o município.

Perguntas frequentes

What is the small-scale residential land reduction?+

For residential land up to 200㎡ (小規模住宅用地), fixed-asset tax is charged on 1/6 of the land's assessed value and city-planning tax on 1/3. This tool applies it by default.

How is property tax calculated?+

Fixed-asset tax is the standard 1.4% of the (reduced) assessed value, and city-planning tax up to 0.3%. The assessed value (固定資産税評価額) is usually lower than the market price — check your tax notice.

Is this exact?+

It is a simplified estimate. It excludes the temporary new-building reduction, registration/acquisition taxes and management fees, and rates can vary by municipality.

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